Mont-de-Piété
The Mont-de-Piété (Mount of Piety pawnshop) is the most ancient official and financial institution of Belgium. It depends on the City of Brussels. It is the only institution authorised to lend against pledges or pawns in Belgium.
Pledge lending is an alternative to instalment loans, microloans and consumer credit. The difference lies in the nature of the loan. It is secured only by depositing an object of value.
Getting a loan
This public institution does not seek to maximise profits. Its only ambition is to give everyone access to microcredit. You can get a loan in less than 30 minutes.
Every year, the Mont-de-Piété provides nearly 15,000 loans ranging from 30 euros to more than 30,000 euros.
Expertises are free, with no obligation and no appointment. You can come at your convenience during opening hours.
Public sales
If the depositor fails to fulfill his obligations or if he gives the order to sell his goods, the goods are sold at a public auction. The catalog of these goods is available on the External site website of the Mont-de-Piété.
There are two types of public sales:
- ordinary sales: thirty sales per year, on Tuesdays at 1 pm, the goods are exhibited the morning of the sales (from 9:30 am till 11:30 am)
- special sales: about five sales per year, with the finest goods, on Saturdays from 1 pm, the goods are exhibited on the Thursday and Friday before the sales (from 9:30 am to 3 pm) and the morning of the saled (from 9:30 am till 11:30 am)
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